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このアイテムへのリンクには次のURLをご利用ください: https://doi.org/10.15057/18775
このアイテムへのリンクには次のURLをご利用ください: https://hdl.handle.net/10086/18775

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Title
De-mystifying the Inconvenient Truth : Does Ex Post Moral Hazard Indeed Exist in Korean Private Health Insurance Market?
Creator
Creator Name
Lim, Jae-Young Lim, Jae-Young
Affiliation
Affiliation Name
Korea University
Key Word
Private Health Insurance
Moral Hazard
Endogeneity
Sample Selection Bias
JEL
I10
I11
Abstract
There have been heated debates on whether private health insurance creates moral hazard effects. Despite its importance, however, the moral hazard problem of private health insurance is still controversial and understudied. To empirically examine whether or not moral hazard exists in the Korean private health insurance market, we employed two-stage regression for endogeneity control and the Heckman two-step procedure for sample selection bias control, which are expected to produce consistent estimates. All estimation results do not allow us to detect the presence of the moral hazard effects and imply that people hold private health insurance simply as “safety net”.
Publisher
Hitotsubashi University
Issued Date
2010-12
Language
英語(eng)
Resource Type
departmental bulletin paper（紀要論文）
Version Type
VoR
selfDOI
10.15057/18775
ISSN
0018-280x
NCID
AA00207547
Source Title
Hitotsubashi Journal of Economics
Volume Number
51
Issue Number
2
Page Start
74
Page End
92
Appears in Collections
Vol. 51, no. 2 (Dec. 2010)
URL
https://hdl.handle.net/10086/18775